Ladies and Gentlemen, welcome to the 100th post giveaway at Money Is The Root. This is a more profound contest for me than the previous ones, since this will officially be my 100th post on the blog! It’s been an exciting 6 months, and I want to thank all of you for consistently visiting and contributing to my blog. The giveaway item is going to be a $50 gift card to Amazon.com, which is great because you can buy literally anything there. I am really trying to increase my interaction with the readers, thus I’m increasing the possible additional entries that accompany an email subscription to MITR, as well as liking MITR on Facebook!
Mandatory Entry Rules:
You must comment on a non-giveaway post within the site, and then copy and paste that very same comment in the section below this giveaway post. You will receive 1 entry for your comment, and you can repeat this task 1 time per day. The giveaway will run for 18 days (because I just feel like it), so that will leave you with 18 possible entries should you choose to comment each day.
Optional Entry Methods:
In addition to the mandatory entries, there are ways to receive additional entries within the giveaway drawing, they are as follows:
- Subscribe to Money Is The Root via email (+5 additional entries)
- Like Money Is The Root on Facebook (+3 entry)
- Follow Money Is The Root on Twitter (+1 entry)
- Tweet this giveway on Twitter, as many times as once per day (+1 entry per day)
For each of these methods, it is important that you place a comment below this giveaway post stating each action you took. Leave a comment after you “like” MITR on Facebook, and place another comment stating that you are now following MITR on Twitter, or that you now subscribe to the blog. Each one of these actions needs to be listed in a separate comment. If you already subscribe, follow on Twitter, or Like MITR on Facebook, simply note that in the comments section and you will receive an entry for each one as well. I have a lot of loyal readers, and I want them to always have the ability to enter my giveways, so please do not hesitate to enter yourself as many times as the rules permit!
It is possible for each person to receive a total of 18 entries by placing a comment each day, and an additional 27 entries for the optional methods. One person can receive a possible maximum total of 45 entries into the drawing.
Additional Information:
You must complete all entries prior to 11:59 PM Eastern Time the night of September 19th, 2011. The winner of the giveway will notified by email on September 20th, 2011. The winner will have 3 days to contact me via email/contact form and accept the prize, otherwise there will be a redraw for a new winner.
The Winning Pick
The winner will be chosen via the plugin And The Winner Is. This plugin is totally random, and will select 1 winner based on the comments below the giveaway post. This is why it is vital that you leave a separate comment for each entry you perform. I will comb through the comments to make sure they are not being misused.
We recently decided we can live with one car instead of two, that shaves everything in half.
Great goals and you’re doing fine. I have to think of ways to increase traffic to my blog.
I follow you on twitter.
I subscribed via email.
I tweeted here http://twitter.com/#!/Glenys133/status/109908660678950912
I worked for years in the health insurance business so I know quite a bit. I have often advised my friends and coworkers on what plans to take. It is very important to research all your options carefully. Unfortunately companies rarely give all the necessary info to their employees and when asked questions, the people in charge rarely know the answers. If you find that to be the case, get the numbers of representatives of the actual insurance companies you can pick from and speak to a representative there.
I was surprised to find out the $1 bill only lasts 18 months. Too bad the $1 coin never caught on. It would probably save tons of money on printing costs. I was recently in Europe and everyone was fine with 1 & 2 Euro coins.
Comment: Great job! It is always nice to see the steady increase (especially for new bloggers). Keep up the good work. I am excited to see the change next month.
I also subscribed!
Tweeted today!
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Article on bank fees was well written. Even after passage of the Credit Act of 2009 banks are finding other ways to stick it to the consumer. Are we really surprised?
Also am following you on twitter!
RT @tweetmeme 100th Post Giveaway! $50 Amazon Gift Card http://bit.ly/ok3ySw
All the best, I am following you in RSS and twitted just now.
On Blog Goals & Updates – #23: Ooh another site? I love sports, and it should be about what you’re passionate about. Sports is a great idea.
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Congrats on the 100th post! Good luck with the giveaway. Following on Twitter and tweeting this post!
I commented on your “How well do you know your health benefits” post:
“Thanks for the thorough post – I don’t have health insurance currently, but now I’ll know what to look for if an employer offers it to me.”
I like Money is the Root on Facebook, my FB name is Amanda Moore
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I like the article on banking fees, they are really getting silly.
I haven’t been shopping for furniture in a long while. I do need a new couch sometime soon though.
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Great articles. How do you search for them or is it by chance?
Tweeted again https://twitter.com/#!/Glenys133/status/110240755787890688
MANDATORY ENTRY: Here is my non-giveaway blog post/comment…
“Health Care has always been a main priority of mine. I was laid off from a very good job two years ago that supplied exceptional health benefits to myself and my family. I only had to pay a co-pay for my doctor office visits and my prescriptions, everything else was 100% covered, I was on a HMO plan. I’m a Type I diabetic and have been for 26 years so having health care HAS always been a priority of mine. Well, the first 18 months of my unemployment I paid for COBRA benefits, that cost me $475/month (OUCH!!!). For the past 6 months I have been uninsured, but have recently obtained Medi-Cal (state supplied health insurance) and so far, so good. At least I’m not shelling out $125.00 for 1 (one) bottle of insulin every two weeks, but there is some red tape that I’m still trying to cut through.
I have always wondered why the United States of America doesn’t adopt a health insurance plan/policy like Canada. It works for Canadians, why wouldn’t it work for Americans? Just a thought!
Thank you VERY much for this article, I truly enjoyed the read. Keep up the great work!
- Kim”
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My Facebook ID: Kimberly Dunek-Buck
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My Facebook ID: Kimberly Dunek-Buck
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My Facebook ID: Kimberly Dunek-Buck
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I follow you (@MoneyIsTheRoot1) on Twitter. My Twitter ID: @kimbuckjr
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Tweet…tweet…
http://twitter.com/#!/kimbuckjr/status/110287637566332929
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I wrote a comment on fixed vs. variable.
comment:
Alot of people I know use student loans for personal support. This use is not what they are intended to provide.
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I commented on How Well Do You Know Your Health Benefits?, as follows:
When my company gave me a choice, I chose to pay $40 a month for insurance that pretty much covered everything for my entire family and later discovered that the insurance pretty much covered nothing – without a legal battle. My son was born with NF1 but the expert consultants who work with the insurance company examined my son, declared him “normal”, and refused to pay for physical therapy – until I initiated legal proceedings.
My health benefits are now excellent because my legal representation is excellent.
Tweeted today (sunday)
20′s Finances is now following you on Twitter!
Just tweeted for you–good luck on the promotion and congrats on 100 posts!
Commented on cashflow post today: “Great post – I agree that this is essential for managing personal finances as well. As you said, you don’t want money sitting idly by (not earning enough interest) nor do you want to be short on money when you need it.”
comment: It seems that moderation is key. Don’t spend what you don’t have. Live within your means. And always, an easy way to save is to pay yourself first.
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tweeted http://twitter.com/#!/moeyshay/status/109725125267570689
comment: Thanks for the heads up about all these gimmicks. I’ve been able to use the 30-day price guarantee to my advantage and am very careful with comparing prices and looking for legitimate sales.
I’m an email subscriber.
I like the article on banking fees.
austma7@aol.com
Now following you on Twitter.
Retweeted the Giveaway.
Subscribed to RSS. Congrats on the 100th post!
Mandatory comment -Good post with helpful information. Too bad savings interest rates are so low these days.
(The Importance of cash management)
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hmb99 follows you on twitter
http://twitter.com/#!/HMB99/status/110546503856160768 – tweet 9/4
Great cash management. All I do now is just save a portion of my money. I should start coming up with a plan like yours soon.
Tweeted today here https://twitter.com/#!/Glenys133/status/110610164364754944
tweeted http://twitter.com/#!/moeyshay/status/109722270938828801
I commented on The Importance of Cash Management, as follows:
I couldn’t agree with you more regarding the overall importance of cash management in our everyday lives.
comment on blog:I know we pay a lot of out of pocket for insurance and everyone hates it. However, as far as the ‘free’ insurance they have in Canada… (perhaps it depends what part of the the country you’re in) a friend of mine was in car accident there and the hospital he was sent to only had 1 working x-ray machine.
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This is one aspect where I know so much about since I believe health is of utmost importance, and I wrote a 1,000+ word post going through every single detail of open enrollment
We need to appreciate our benefits!
For the vast majority of ppl, a credit card is simply too much temptation to go into debt & get lost there. I always strongly avoid ANY credit card usage. Period.
Great advice and information. I only wish I had put a little more thought into the matter five years ago! I am currently working to increase my credit rating after some bad decisions.
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i follow you on fb under name elle lifepath
Tweeted today on Monday (9/5)
I need to remember to get different quotes when my car insurance comes up for renewal. Good advice.
left a comment in paying a credit card late:
ugh. i am always late and accrue late charges. thanks for reminding me the importance of paying before they call..by then it’s too late.
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tweet
http://twitter.com/#!/raggammuffin/status/110894699509858304
I just commented on the Health Insurance post:
“I’ve found that the HMO/PPO distinction also makes a huge difference– with how long wait times can be for an appointment, it’s may be worth paying for having more options.”
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I now follow you on twitter (hojotoho)
Now following on Twitter (balone21)
Also just tweeted this page for another entry
I don’t have a credit card. I hope my zero credit rating will not ever hurt me.
I like you on FB.
I follow you on Twitter.
Here is the comment I left on “Spam e-mails: A real money maker”:
Sometimes you find a surprise among the spam. Not long ago I was skimming through the junk-mail folder and saw something from Houghton-Mifflin. It was from an editor who several years ago paid me to reprint a freelance piece of mine in a textbook.
The old snail-mail address and phone number she had for me no longer work. Fortunately, the e-mail did but it ended up in the junk folder.
If I hadn’t found it, she would have assumed I wasn’t interested — and I would have been out $2,000. Maybe I’ll split it with my cousin in Nigeria….
Additionally, I like you on Facebook.
Maybe getting a debit card would be better.
I tweeted here https://twitter.com/#!/Glenys133/status/110963504994975744
Tweeted on Tuesday!
commented on your goals and update post (tuesday):
Great post – It is always nice to see the progress of others and is helpful for new bloggers. Keep it up! (and I will keep reading)
I commented on WHAT CREDIT CARD IS RIGHT FOR YOU?, as follows:
Can financial independence also be achieved without a credit card?
I got screwed out of owning a perfectly good car, for owing money for a piece of junk that can’t be driven. This wouldn’t have happened if I could live in the free world where you’re allowed to own cars over 15 years old. So now I’m out of a car and struggling to make ends meet.
tweet
http://twitter.com/#!/raggammuffin/status/111214986352803841
Ever since my daughter was diagnosed with brain cancer, dealing with paperwork and bureaucracies just chaps my hide. Enter my BFF. She works in insurance.
My daughter’s been gone for a while, but it all brings it right back to the top when I have to look it over. Why must they make it so difficult?
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http://twitter.com/#!/HMB99/status/111278497875509248
Congratulations. A sports site is good.
Tweeted
https://twitter.com/#!/Glenys133/status/111309967805526016
I commented on Blog Goals & Updates – #24, as follows:
Only 587 visitors so far this month? I guess not everybody is as interested in personal finance as I am. A sports related blog would probably attract more visitors.
tweeted today (wednesday)!
http://twitter.com/#!/raggammuffin/status/111592970423246849
SydneySeptember 7, 2011 at 8:37 pm | Permalink
Congrats! If I got this much increase in views on my youtube videos that would be amazing.
email lemonlime7up8@aol.com
i think due to your nearly perfect credit history you were not in the wrong on this one. maybe if someone continually missed payments and tried to get out of them it would be different. i know that i absolutely love automatic payments, so this can never happen!
tweeted https://twitter.com/#!/moeyshay/status/111619505213554689
I posted on “What Credit Card is Right For You?” My comment: “I made the mistake of getting a rewards card and the points went unused. Good advice!” Thanks!
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I follow you on twitter (@whitechocolatec).
I tweeted: http://twitter.com/whitechocolatec/statuses/111626351122980864
I think I would go for a full body check up to see how well I’m doing before deciding which health insurance coverage to take but I think I would still go for the full coverage instead of partial.
Tweeted
https://twitter.com/#!/Glenys133/status/111676253718851584
Tweeted today (Thursday)
I commented on How to Save on Car Expenses, as follows:
Thanks for the great tips!
I already liked on Facebook
I follow on twitter
tweeted https://twitter.com/#!/moeyshay/status/111969312117506049
Daily tweet: http://twitter.com/whitechocolatec/statuses/111994226887245824
What load of scams. I’ll be sure to keep my eyes open the next time I go furniture shopping.
Tweeted
https://twitter.com/#!/Glenys133/status/112011666027315200
i agree, in that it is usually the larger lifestyle choices that increase the amount of debt one has, rather than small, day to day expenses
tweeted today (Friday) – fingers crossed!
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Here’s my comment on the “which credit card?” post:
I recommend doing the math to see how much a cashback card could get you. Then compare it to the value of a flight you could get from an airline card. Depending on the rates your cards are offering (1% cashback or 2% cashback? $1 mile per dollar or $2 miles per dollar? 30K miles to fly domestically or 50k miles to fly to London?) you can decide what card is the best.
http://twitter.com/#!/raggammuffin/status/112349347357786112
Daily tweet: http://twitter.com/whitechocolatec/statuses/112363447555072001
Tweeted today
https://twitter.com/#!/Glenys133/status/112383924591796224
I’ve always wanted my own business but I prefer keeping them small.
http://twitter.com/#!/raggammuffin/status/112499544398381056
tweeted today (Saturday – 9/10)
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I posted here
What Credit Card is Right For You?
I don’t have any credit cards. I use my bank card don’t have money I don’t buy it! They can get you in alot of trouble and never wanted that!
tishajean@ charter.net
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http://twitter.com/#!/latishajean/status/112686097724735489
tishajean@ charter.net
Daily tweet: http://twitter.com/whitechocolatec/statuses/112716938362359808
Yeah. You say it.
Tweet tweet
https://twitter.com/#!/Glenys133/status/112736210321018880
http://twitter.com/#!/HMB99/status/112741915224576000
I commented on The Trust Cost of Fantasy Football, as follows:
If it’s not one thing, it’s another. The men in our neighborhood don’t play fantasy football. Instead, they bicyle.
They bicycle together (on expensive bicyles in special, expensive bicyle clothing) every morning (including weekends) at 5:00 a.m. When they’re not bicycling, they’re talking about bicycling or shopping for bicycle gear together.
http://twitter.com/#!/raggammuffin/status/112879010664554496
tweeted today (sunday, 9/11)
Thanks for this post. As a graduate student, I have been practicing cash forecasting to survive
However I still need to work on seriously reviewing my investment management options. . .
mandalarctic at gmail dot com
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Daily tweet: http://twitter.com/whitechocolatec/statuses/113078500314976257
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Tweet
Great articles. I’ve never been to an auction before and have always thought I’ll end up buying the auctioned item for too high a price. I guess that’s all in the movies and maybe for different kinds of items.
I think I’ve had one or two late payments over the past dozen years or so. One was simply because I forgot to pay the bill which was accidentally left unopened in my trunk… that was before I automated my payments.
If you have a good history, they are often willing to write off penalties for a very infrequent late payment. Or at least they used to be.
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Sorry that I did it twice. Just noticed that it is still 11 Sept when I tweet and commented before. Well, it is 12 Sept here though at that time. So sorry.
Tweeted
https://twitter.com/#!/Glenys133/status/113116186509709312
Great articles. I’ve never been to an auction before and have always thought I’ll end up buying the auctioned item for too high a price. I guess that’s all in the movies and maybe for different kinds of items.
I commented on Blog Goals and Updates – #21, as follows:
May your advertising revenue increase and increase.
http://twitter.com/#!/raggammuffin/status/113400444398743552
tweeted today (Monday – 9/12)
Congrats… wow, there are some full time gamers here!
Daily tweet: http://twitter.com/whitechocolatec/statuses/113442506758299649
Very useful articles.
Tweet tweet
https://twitter.com/#!/Glenys133/status/113466503399079936
I commented on the post about paying too much for auto insurance. I said, “Very good points. I forgot that the parking location can affect your rate.”
I commented on Weekly Roundup 9-12-11: Best of the Best!, as follows:
Thanks for the great links. I especially enjoyed reading about the non-financial concerns of retiring early and cross border shopping.
tweeted today! (Tuesday 9/13); anxiously awaiting the end of the giveaway!
http://twitter.com/#!/HMB99/status/113791213982851073 9/13
Daily tweet: http://twitter.com/whitechocolatec/statuses/113804933471547392
You are right. Never knew this stuff.
Tweeted
https://twitter.com/#!/Glenys133/status/113842433560821760
tweeted today (wed, 9/14)
commented on bankruptcy post:
I agree with your point that it should be your last option. It definitely stays on your record and practically ruins your credit score for years to come. It is not a fun process to go through. It is a great option for some who are desperate, but other than that, nope. Great summary.
i agree with most of this because there was a time when i had some extra money flowing in and i used it all in an attempt to pay down some debt. lo and behold, soon after i did this my max credit limit was drastically reduced on all the cards i paid down and my interest rates went up. granted i didn’t have as much debt, but my credit score was just as bad and i no longer had any extra money to pay them off…
http://twitter.com/#!/raggammuffin/status/114115243914956800
http://twitter.com/#!/HMB99/status/114153063379517441 9/14 tweet
Daily tweet: http://twitter.com/whitechocolatec/statuses/114159951705944064
Didn’t know there are a few types of bankruptcy. Thanks.
Tweet
https://twitter.com/#!/Glenys133/status/114189850315472896
i have family members who own rental property, and they’ve come up against some unforeseen structural/mechanical problems that have needed fixing and cost them a lot of money, which they didn’t account for in their initial budget
tweeted today (thus, 9/15)
Posted on 5 Reasons Your Car Insurance is Too High–Families need to remember that adding a teen-age driver can also increase the cost of insurance a great deal. Even when they become old enough to have their own insurance, my grandson’s insurance did not really come down a lot until he reached 25.
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tweeted http://twitter.com/#!/moeyshay/status/114513087930966016
http://twitter.com/#!/HMB99/status/114527283083091968 9/15
Daily tweet: http://twitter.com/whitechocolatec/statuses/114528581555724288
Thanks for providing such a great comment post and giving more information on bankruptcy.
http://www.moneyistheroot.com/2011/09/what-to-consider-when-filing-for-bankruptcy/#comment-2297
http://twitter.com/#!/mendyd/status/114530203614724096
tweeted today (fri 9/16)
Tweeted
https://twitter.com/#!/Glenys133/status/114979024937304064
The numbers kept on increasing!
tweet
http://twitter.com/#!/raggammuffin/status/115043855904157696
I made this comment on a post:
I enjoyed reading this… I’m totally tired of higher insurance rates. I’ve dug my heels in much too long about sticking with the brick and mortar company I’ve used for years. Just because they have a branch locally isn’t a good reason to pay more every time it’s due. Thank you for writing this.
Katharina angelsandmusic[at]gmail[dot]com
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I follow you on Twitter. (Katharina Ess)
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tweeted today (sat, 9/17)
Daily tweet: http://twitter.com/whitechocolatec/statuses/115253905176276992
I commented:
http://www.moneyistheroot.com/2011/08/how-well-do-you-know-your-health-benefits/#comment-2324
https://mobile.twitter.com/luckyduckytoo/status/115258743981215745
Tweeted
https://twitter.com/#!/Glenys133/status/115283250087342080
http://twitter.com/#!/HMB99/status/115283124010754048 9/17
Lucky you. Those are great advice and I totally agree with you.
on (http://www.moneyistheroot.com/2011/09/what-credit-card-is-right-for-you/#comment-2331)
great post, i’m gonna be getting a credit card soon so some of the tips will deff help. It’s so hard to get a card for no credit then bad credit it sooo sucks!
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Wow, I never really thought about that. I certainly lose some productivity when football season starts…
(http://www.moneyistheroot.com/2011/09/the-true-cost-of-fantasy-football/#comment-2338)
Followed you on twitter @ j_alonso68
i hadn’t thought about the location of where i park my car can have that effect, but it makes sense…
I def shopped around recently and there is a difference in up to $70 for the same two crap cars!
Commented on the post about the high cost of car insurance.
“I always knew the zip code of where you parked your car was important, but I didn’t realize there was a difference of parking in the driveway instead of on the street. Of course, that doesn’t help me as the only parking available is on the street (no garage & no driveway).”
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i didn’t realize the security or the parking location made a difference in my insurance rate. thanks for this post!
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http://www.moneyistheroot.com/2011/09/what-to-consider-when-filing-for-bankruptcy/#comment-2371
i posted that i’m glad i’ve never had to file for bankruptcy
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Me too. I trying to find ways to monetize with my blog. Glad you made a post about this.
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We have cut down on our unneeded spending. It upsets me that we can’t do much with our kids but hopefully it isn’t for long. They are good kids and do understand
Great post we stopped using credit cards about 10 years ago and now only use our debt card or cash. We not only don’t have to pay the interest charged on the credit cards but we have to stop and think before we buy something and make sure we have the money in the bank before we buy and therefore we spend less money.
I commented on 5 Reasons your Car Insurance is too High:
Erica C.
September 19, 2011 at 11:24 am | Permalink
I didn’t know that modifications could make the insurance rise…glad I haven’t done anything to my car yet!
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Thank you for the banking fees article.
Thanks for the great contest!
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I posted on this post: The Importance of Cash Management
my comment: The company I worked for before they had a series of lay-offs had a LOT of employees who lived from paycheck to paycheck. I often wonder how they are surviving or if they are now just charging everything.
It is so important to make sure you don’t live beyond your means.
Thanks for the giveaway!
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on living the cash only life:
great post–we are living cash only as we were following debt free living and it has been a long go , but we are at the end!
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nice prize ty.