100th Post Giveaway! $50 Amazon Gift Card



Ladies and Gentlemen, welcome to the 100th post giveaway at Money Is The Root.  This is a more profound contest for me than the previous ones, since this will officially be my 100th post on the blog! It’s been an exciting 6 months, and I want to thank all of you for consistently visiting and contributing to my blog.  The giveaway item is going to be a $50 gift card to Amazon.com, which is great because you can buy literally anything there.  I am really trying to increase my interaction with the readers, thus I’m increasing the possible additional entries that accompany an email subscription to MITR, as well as liking MITR on Facebook!

Mandatory Entry Rules:

You must comment on a non-giveaway post within the site, and then copy and paste that very same comment in the section below this giveaway post.  You will receive 1 entry for your comment, and you can repeat this task 1 time per day.  The giveaway will run for 18 days (because I just feel like it), so that will leave you with 18 possible entries should you choose to comment each day.

Optional Entry Methods:

In addition to the mandatory entries, there are ways to receive additional entries within the giveaway drawing, they are as follows:

For each of these methods, it is important that you place a comment below this giveaway post stating each action you took.  Leave a comment after you “like” MITR on Facebook, and place another comment stating that you are now following MITR on Twitter, or that you now subscribe to the blog.  Each one of these actions needs to be listed in a separate comment.  If you already subscribe, follow on Twitter, or Like MITR on Facebook, simply note that in the comments section and you will receive an entry for each one as well.  I have a lot of loyal readers, and I want them to always have the ability to enter my giveways, so please do not hesitate to enter yourself as many times as the rules permit!

It is possible for each person to receive a total of 18 entries by placing a comment each day, and an additional 27 entries for the optional methods.  One person can receive a possible maximum total of 45 entries into the drawing.

Additional Information:

You must complete all entries prior to 11:59 PM Eastern Time the night of September 19th, 2011. The winner of the giveway will notified by email on September 20th, 2011.  The winner will have 3 days to contact me via email/contact form and accept the prize, otherwise there will be a redraw for a new winner.

The Winning Pick

The winner will be chosen via the plugin And The Winner Is.  This plugin is totally random, and will select 1 winner based on the comments below the giveaway post.  This is why it is vital that you leave a separate comment for each entry you perform.  I will comb through the comments to make sure they are not being misused.

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338 thoughts on “100th Post Giveaway! $50 Amazon Gift Card

  1. Tari Lawson

    I worked for years in the health insurance business so I know quite a bit. I have often advised my friends and coworkers on what plans to take. It is very important to research all your options carefully. Unfortunately companies rarely give all the necessary info to their employees and when asked questions, the people in charge rarely know the answers. If you find that to be the case, get the numbers of representatives of the actual insurance companies you can pick from and speak to a representative there.

  2. Cynthia Conley

    I was surprised to find out the $1 bill only lasts 18 months. Too bad the $1 coin never caught on. It would probably save tons of money on printing costs. I was recently in Europe and everyone was fine with 1 & 2 Euro coins.

  3. Paul Vachon

    Article on bank fees was well written. Even after passage of the Credit Act of 2009 banks are finding other ways to stick it to the consumer. Are we really surprised?

    Also am following you on twitter!

  4. Amber

    I commented on your “How well do you know your health benefits” post:

    “Thanks for the thorough post – I don’t have health insurance currently, but now I’ll know what to look for if an employer offers it to me.”

  5. kimbuckjr

    MANDATORY ENTRY: Here is my non-giveaway blog post/comment…

    “Health Care has always been a main priority of mine. I was laid off from a very good job two years ago that supplied exceptional health benefits to myself and my family. I only had to pay a co-pay for my doctor office visits and my prescriptions, everything else was 100% covered, I was on a HMO plan. I’m a Type I diabetic and have been for 26 years so having health care HAS always been a priority of mine. Well, the first 18 months of my unemployment I paid for COBRA benefits, that cost me $475/month (OUCH!!!). For the past 6 months I have been uninsured, but have recently obtained Medi-Cal (state supplied health insurance) and so far, so good. At least I’m not shelling out $125.00 for 1 (one) bottle of insulin every two weeks, but there is some red tape that I’m still trying to cut through.
    I have always wondered why the United States of America doesn’t adopt a health insurance plan/policy like Canada. It works for Canadians, why wouldn’t it work for Americans? Just a thought!
    Thank you VERY much for this article, I truly enjoyed the read. Keep up the great work!
    – Kim”

  6. kimbuckjr

    1. I ‘LIKE’ Money Is The Root on Facebook.

    My Facebook ID: Kimberly Dunek-Buck

    kimbuckjr (at) yahoo (dot) com

  7. kimbuckjr

    I ‘LIKE’ Money Is The Root on Facebook.

    My Facebook ID: Kimberly Dunek-Buck

    kimbuckjr (at) yahoo (dot) com

  8. kimbuckjr

    2. I ‘LIKE’ Money Is The Root on Facebook.

    My Facebook ID: Kimberly Dunek-Buck

    kimbuckjr (at) yahoo (dot) com

  9. kimbuckjr

    3. I ‘LIKE’ Money Is The Root on Facebook.

    My Facebook ID: Kimberly Dunek-Buck

    kimbuckjr (at) yahoo (dot) com

  10. kimbuckjr

    I follow you (@MoneyIsTheRoot1) on Twitter. My Twitter ID: @kimbuckjr
    kimbuckjr (at) yahoo (dot) com

  11. Jeff

    I wrote a comment on fixed vs. variable.


    Alot of people I know use student loans for personal support. This use is not what they are intended to provide.

  12. Judith

    I commented on How Well Do You Know Your Health Benefits?, as follows:

    When my company gave me a choice, I chose to pay $40 a month for insurance that pretty much covered everything for my entire family and later discovered that the insurance pretty much covered nothing – without a legal battle. My son was born with NF1 but the expert consultants who work with the insurance company examined my son, declared him “normal”, and refused to pay for physical therapy – until I initiated legal proceedings.
    My health benefits are now excellent because my legal representation is excellent.

  13. 20's Finances

    Commented on cashflow post today: “Great post – I agree that this is essential for managing personal finances as well. As you said, you don’t want money sitting idly by (not earning enough interest) nor do you want to be short on money when you need it.”

  14. petra

    comment: It seems that moderation is key. Don’t spend what you don’t have. Live within your means. And always, an easy way to save is to pay yourself first.

  15. Pedro

    comment: Thanks for the heads up about all these gimmicks. I’ve been able to use the 30-day price guarantee to my advantage and am very careful with comparing prices and looking for legitimate sales.

  16. Cujo

    Mandatory comment -Good post with helpful information. Too bad savings interest rates are so low these days.
    (The Importance of cash management)

  17. Judith

    I commented on The Importance of Cash Management, as follows:

    I couldn’t agree with you more regarding the overall importance of cash management in our everyday lives.

  18. MaryT

    comment on blog:I know we pay a lot of out of pocket for insurance and everyone hates it. However, as far as the ‘free’ insurance they have in Canada… (perhaps it depends what part of the the country you’re in) a friend of mine was in car accident there and the hospital he was sent to only had 1 working x-ray machine.

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  20. Financial Samurai

    This is one aspect where I know so much about since I believe health is of utmost importance, and I wrote a 1,000+ word post going through every single detail of open enrollment 🙂

    We need to appreciate our benefits!

  21. Jean Lynd

    For the vast majority of ppl, a credit card is simply too much temptation to go into debt & get lost there. I always strongly avoid ANY credit card usage. Period.

  22. luckylifepath22

    Great advice and information. I only wish I had put a little more thought into the matter five years ago! I am currently working to increase my credit rating after some bad decisions.

  23. kjasus

    left a comment in paying a credit card late:
    ugh. i am always late and accrue late charges. thanks for reminding me the importance of paying before they call..by then it’s too late.

  24. Maria

    I just commented on the Health Insurance post:

    “I’ve found that the HMO/PPO distinction also makes a huge difference– with how long wait times can be for an appointment, it’s may be worth paying for having more options.”

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  26. Donna Freedman

    Here is the comment I left on “Spam e-mails: A real money maker”:

    Sometimes you find a surprise among the spam. Not long ago I was skimming through the junk-mail folder and saw something from Houghton-Mifflin. It was from an editor who several years ago paid me to reprint a freelance piece of mine in a textbook.
    The old snail-mail address and phone number she had for me no longer work. Fortunately, the e-mail did but it ended up in the junk folder.
    If I hadn’t found it, she would have assumed I wasn’t interested — and I would have been out $2,000. Maybe I’ll split it with my cousin in Nigeria….

  27. 20's Finances

    commented on your goals and update post (tuesday):

    Great post – It is always nice to see the progress of others and is helpful for new bloggers. Keep it up! (and I will keep reading)

  28. Judith

    I commented on WHAT CREDIT CARD IS RIGHT FOR YOU?, as follows:

    Can financial independence also be achieved without a credit card?

  29. Stephanie

    I got screwed out of owning a perfectly good car, for owing money for a piece of junk that can’t be driven. This wouldn’t have happened if I could live in the free world where you’re allowed to own cars over 15 years old. So now I’m out of a car and struggling to make ends meet.

  30. Wendy T

    Ever since my daughter was diagnosed with brain cancer, dealing with paperwork and bureaucracies just chaps my hide. Enter my BFF. She works in insurance.

    My daughter’s been gone for a while, but it all brings it right back to the top when I have to look it over. Why must they make it so difficult?

  31. Judith

    I commented on Blog Goals & Updates – #24, as follows:

    Only 587 visitors so far this month? I guess not everybody is as interested in personal finance as I am. A sports related blog would probably attract more visitors.

  32. luckylifepath22

    i think due to your nearly perfect credit history you were not in the wrong on this one. maybe if someone continually missed payments and tried to get out of them it would be different. i know that i absolutely love automatic payments, so this can never happen!

  33. wcc

    I posted on “What Credit Card is Right For You?” My comment: “I made the mistake of getting a rewards card and the points went unused. Good advice!” Thanks!

  34. Glenys

    I think I would go for a full body check up to see how well I’m doing before deciding which health insurance coverage to take but I think I would still go for the full coverage instead of partial.

  35. luckylifepath22

    i agree, in that it is usually the larger lifestyle choices that increase the amount of debt one has, rather than small, day to day expenses

  36. Paula @ AffordAnything.org

    Here’s my comment on the “which credit card?” post:

    I recommend doing the math to see how much a cashback card could get you. Then compare it to the value of a flight you could get from an airline card. Depending on the rates your cards are offering (1% cashback or 2% cashback? $1 mile per dollar or $2 miles per dollar? 30K miles to fly domestically or 50k miles to fly to London?) you can decide what card is the best.

  37. latisha depoortere

    I posted here
    What Credit Card is Right For You?

    I don’t have any credit cards. I use my bank card don’t have money I don’t buy it! They can get you in alot of trouble and never wanted that!
    tishajean@ charter.net

  38. Judith

    I commented on The Trust Cost of Fantasy Football, as follows:

    If it’s not one thing, it’s another. The men in our neighborhood don’t play fantasy football. Instead, they bicyle.
    They bicycle together (on expensive bicyles in special, expensive bicyle clothing) every morning (including weekends) at 5:00 a.m. When they’re not bicycling, they’re talking about bicycling or shopping for bicycle gear together.

  39. Mandala

    Thanks for this post. As a graduate student, I have been practicing cash forecasting to survive 🙂 However I still need to work on seriously reviewing my investment management options. . .
    mandalarctic at gmail dot com

  40. Glenys

    Great articles. I’ve never been to an auction before and have always thought I’ll end up buying the auctioned item for too high a price. I guess that’s all in the movies and maybe for different kinds of items.

  41. Debra

    I think I’ve had one or two late payments over the past dozen years or so. One was simply because I forgot to pay the bill which was accidentally left unopened in my trunk… that was before I automated my payments.

    If you have a good history, they are often willing to write off penalties for a very infrequent late payment. Or at least they used to be.

  42. Glenys

    Great articles. I’ve never been to an auction before and have always thought I’ll end up buying the auctioned item for too high a price. I guess that’s all in the movies and maybe for different kinds of items.

  43. Judith

    I commented on Blog Goals and Updates – #21, as follows:

    May your advertising revenue increase and increase.

  44. Carol Bryant

    I commented on the post about paying too much for auto insurance. I said, “Very good points. I forgot that the parking location can affect your rate.”

  45. Judith

    I commented on Weekly Roundup 9-12-11: Best of the Best!, as follows:

    Thanks for the great links. I especially enjoyed reading about the non-financial concerns of retiring early and cross border shopping.

  46. 20's Finances

    commented on bankruptcy post:

    I agree with your point that it should be your last option. It definitely stays on your record and practically ruins your credit score for years to come. It is not a fun process to go through. It is a great option for some who are desperate, but other than that, nope. Great summary.

  47. luckylifepath22

    i agree with most of this because there was a time when i had some extra money flowing in and i used it all in an attempt to pay down some debt. lo and behold, soon after i did this my max credit limit was drastically reduced on all the cards i paid down and my interest rates went up. granted i didn’t have as much debt, but my credit score was just as bad and i no longer had any extra money to pay them off…

  48. luckylifepath22

    i have family members who own rental property, and they’ve come up against some unforeseen structural/mechanical problems that have needed fixing and cost them a lot of money, which they didn’t account for in their initial budget

  49. clynsg

    Posted on 5 Reasons Your Car Insurance is Too High–Families need to remember that adding a teen-age driver can also increase the cost of insurance a great deal. Even when they become old enough to have their own insurance, my grandson’s insurance did not really come down a lot until he reached 25.

  50. Katharina

    I made this comment on a post:
    I enjoyed reading this… I’m totally tired of higher insurance rates. I’ve dug my heels in much too long about sticking with the brick and mortar company I’ve used for years. Just because they have a branch locally isn’t a good reason to pay more every time it’s due. Thank you for writing this.

    Katharina angelsandmusic[at]gmail[dot]com

  51. luckylifepath22

    i hadn’t thought about the location of where i park my car can have that effect, but it makes sense…

  52. Lauren Howard

    I def shopped around recently and there is a difference in up to $70 for the same two crap cars! 😀

  53. Betty C

    Commented on the post about the high cost of car insurance.
    “I always knew the zip code of where you parked your car was important, but I didn’t realize there was a difference of parking in the driveway instead of on the street. Of course, that doesn’t help me as the only parking available is on the street (no garage & no driveway).”

  54. mary gardner

    i didn’t realize the security or the parking location made a difference in my insurance rate. thanks for this post!

    marygardner49 at aol dot com

  55. Amity Johnson

    We have cut down on our unneeded spending. It upsets me that we can’t do much with our kids but hopefully it isn’t for long. They are good kids and do understand 🙂

  56. Susan Smith

    Great post we stopped using credit cards about 10 years ago and now only use our debt card or cash. We not only don’t have to pay the interest charged on the credit cards but we have to stop and think before we buy something and make sure we have the money in the bank before we buy and therefore we spend less money.

  57. Erica C.

    I commented on 5 Reasons your Car Insurance is too High:
    Erica C.
    September 19, 2011 at 11:24 am | Permalink

    I didn’t know that modifications could make the insurance rise…glad I haven’t done anything to my car yet!


  58. Joanne Schultz

    I posted on this post: The Importance of Cash Management

    my comment: The company I worked for before they had a series of lay-offs had a LOT of employees who lived from paycheck to paycheck. I often wonder how they are surviving or if they are now just charging everything.
    It is so important to make sure you don’t live beyond your means.

    Thanks for the giveaway!

  59. Kendra Gillilan

    on living the cash only life:
    great post–we are living cash only as we were following debt free living and it has been a long go , but we are at the end!

Comments are closed.